Choose your Austin FCU Checking

It’s your money. It should be easy to use. Choose the checking account that’s right for you, with features that fit your needs.

All of Austin FCU’s checking accounts come with FREE online banking, mobile banking, mobile deposit, e-statements and bill pay.

Download our handy Switch Kit to help move your account to Austin FCU.

NOTE: Austin FCU does not currently offer business accounts. Sorry for any inconvenience.

Special Promotion: For a limited time, when you open a new checking account and set up direct deposit, you’ll receive $100 on us*.

Essential Checking

Free, basic checking

• No monthly service fees
• No minimum balance requirements
• Unlimited check writing
• Free Mastercard ® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• Courtesy Pay available
• $100 minimum deposit to open

Performance Checking

Earn up to 1.00% APY* on funds in your checking account.

• No minimum balance requirements
• Monthly service fee of $10.00 waived with 8 debit card uses monthly
• Unlimited check writing
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• $100 minimum deposit to open

E-Checking

Smart banking for a modern life.

• No minimum balance requirements
• No NSF or Overdraft fees
• Monthly service fee of $10.00 waived if enrolled in e-statements
• Unlimited check writing
• Unlimited support via our Secure Message Center
• Free Mastercard® debit card
• Free ATMs (up to $25/month in fees reimbursed)
• $100 minimum deposit to open

Student Checking

Get a head start on banking with this simple account.

• Free, basic checking account
• No monthly service fees
• No NSF or Non-Return Fees
• Free Money Orders and Official Checks
• No minimum balance requirements
• Unlimited check writing
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• $100 minimum deposit to open

Legacy Checking

Basic checking with reduced fees to help you protect your legacy

• No monthly service fees
• No NSF or Non-Return Fees
• Free Money Orders and Official Checks
• Free coin counting
• 1 Free box of checks per year with unlimited check writing
• No minimum balance requirements
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• $100 minimum deposit to open

*Account provisions subject to change at any time. Direct deposit of $250 or more must be received within the first 90 days of opening a NEW Austin FCU Checking account to qualify. Incentive will be provided within 30 days after direct deposit is established. Member cannot have had an Austin FCU checking account in the last 90 days.