Choose your Austin FCU Checking

It’s your money. It should be easy to use. Choose the checking account that’s right for you, with features that fit your needs.

All of Austin FCU’s checking accounts come with FREE online banking, mobile banking, mobile deposit, e-statements and bill pay.

Click here for a handy Switch Kit to move your checking account to Austin FCU.

NOTE: Austin FCU does not currently offer business accounts. Sorry for any inconvenience.

Essential Checking

Free, basic checking

• No monthly service fees
• No minimum balance requirements
• Unlimited check writing
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• Courtesy Pay available
• $100 minimum deposit to open

Performance Checking

Earn up to 1.00% APY* on funds in your checking account.

• No minimum balance requirements
• Monthly service fee waived with 8 debit card uses monthly
• Unlimited check writing
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• $100 minimum deposit to open

E-Checking

Smart banking for a modern life.

• No minimum balance requirements
• No NSF or Overdraft fees
• Monthly service fee waived if enrolled in e-statements
• Unlimited check writing
• Unlimited support via our Secure Message Center
• Free Mastercard® debit card
• Free ATMs (up to $25/month in fees reimbursed)
• $100 minimum deposit to open

Student Checking

Get a head start on banking with this simple account.

• Free, basic checking account
• No monthly service fees
• No NSF or Non-Return Fees
• Free Money Orders and Official Checks
• No minimum balance requirements
• Unlimited check writing
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• $100 minimum deposit to open

Legacy Checking

Basic checking with reduced fees to help you protect your legacy

• No monthly service fees
• No NSF or Non-Return Fees
• Free Money Orders and Official Checks
• Free coin counting
• 1 Free box of checks per year with unlimited check writing
• No minimum balance requirements
• Free Mastercard® debit card
• Surcharge-free ATM access with the Alliance of Austin Credit Unions ATM network
• $100 minimum deposit to open