Auto Loans

For a limited time* purchase or refinance an auto loan with Austin FCU and get 1% of your booked loan amount back in CASH! 

• Competitive, fixed rates on new or used vehicles**
• Up to 120% financing available for qualified buyers
• A wide range of terms customized to your unique situation
• Pre-approval available for extra bargaining power at the dealership
• Refinance your current vehicle to potentially lower your rate***
• Local decision-making and processing right here in South Austin
• Helpful, customized service throughout the entire process

NOTE: At this time Austin FCU is not able to offer financing on the Tesla Cybertruck. We are sorry for the inconvenience.

*1% Cash Back Promo valid on apps submitted 10/1/24 through 12/31/24. Loan must close by 1/31/25. Max cash back $500. Standard Underwriting criteria apply.

**Final rate is based on your credit score, term, and amount requested. Loan approvals are valid for 30 days. Maximum term contingent upon vehicle value, mileage, and condition. Vehicles must be model year 10 years old or newer and mileage cannot exceed 100,000 (term restrictions may apply for mileage over 80,000). Certain makes/models may not be eligible for financing. No salvage or bonded titles. No out of state vehicles. All parties on registration must be on the loan.

***Vehicle must be titled in Texas to qualify for an Austin FCU refinance.