Personal Term Loans
- Competitive rates for a wide variety of personal needs
- Repayment terms customized to fit your unique needs
- Local decision-making and processing right here in South Austin
Student Loans
- Smart Option Student Loan® by Sallie Mae®
- Competitive fixed and variable rates for undergraduate students*
- No origination fee and no prepayment penalty
Holiday Loans
- Competitive rates as low as 5.90% APR* for holiday expenses
- Up to 12 months to repay your balance
- Amount available to borrow is based on your individual income and credit situation
- Repayment terms customized to fit your unique needs
- Local decision-making and processing right there in South Austin
Share Secured Loan
- Loans using the balance in your savings account as collateral
- The rate for Share Secured Loans is 3.10% APR* (current as of 1/2025)
- The total amount secured equals the balance of the loan, less any accrued interest (funds secured in your savings account are released as the loan is paid back)
- Terms of up to 60 months available
