Personal Loans

Personal Term Loans

  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing right here in South Austin
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Student Loans

  • Smart Option Student Loan® by Sallie Mae®
  • Competitive fixed and variable rates for undergraduate students*
  • No origination fee and no prepayment penalty
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Holiday Loans

  • Competitive rates as low as 5.90% APR* for holiday expenses
  • Up to 12 months to repay your balance
  • Amount available to borrow is based on your individual income and credit situation
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing right there in South Austin
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Share Secured Loan

  • Loans using the balance in your savings account as collateral
  • The rate for Share Secured Loans is 3.10% APR* (current as of 1/2025)
  • The total amount secured equals the balance of the loan, less any accrued interest (funds secured in your savings account are released as the loan is paid back)
  • Terms of up to 60 months available
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